Physical Risk

Understand physical risk to any asset in minutes.

Upload thousands of assets — offices, factories, employees, anything with an address or lat / long — and get an immediate, audit-ready risk assessment across wildfire, flood, heat waves, water scarcity and more.

California SB 261 · EU CSRD · IFRS S2 / TCFD · Australia AASB

Asset risk map

38 assets
Beehive global physical risk heat map showing climate hazard intensity across worldwide regions

Asset assessment

Headquarters

6 hazards scored

Cold6 / 7 · High
Drought4 / 7 · Medium
Heat3 / 7 · Low
Wildfire3 / 7 · Low
Flood2 / 7 · Low
Cyclone1 / 7 · Low
Beehive portfolio risk map and asset-level hazard scores, recreated from the product interface.

Unlimited

Assets per portfolio — no per-asset fees

6+

Physical hazards modeled across four scenarios

Audit-traced

Every risk score sourced and reviewable

Minutes

From upload to a full risk breakdown

Trusted by legal, risk, and sustainability teams across the enterprise

Sheppard Mullin
Docusign
Valvoline
Asana
Colorcon
The Trade Desk
KKR
PagerDuty

Easy data uploads

Upload thousands of assets in minutes — not weeks.

Consultants take weeks to sift through spreadsheets, returning results that are already stale. With Beehive, you upload the address or lat / long of any asset and immediately see a risk breakdown across every major hazard.

  • Any address, ZIP code, or lat / long
  • Offices, factories, suppliers, employees, customers — anything with a location
  • Bulk-upload thousands of assets at once
  • No per-asset fees — assess your entire portfolio in one view

Asset portfolio

2,418 assets

Houston Distribution Center

Houston, TX

High

Sacramento Plant

Sacramento, CA

High

Rotterdam Office

Rotterdam, NL

Medium

Singapore HQ

Singapore

Low

See it on the map

Every asset, scored across every hazard.

The moment assets land, Beehive plots your whole portfolio on a risk map and scores each location — wildfire, flood, heat and more — with the underlying detail behind every score.

Physical RiskMap

Explore asset locations and physical climate exposure.

Search assets...
Beehive physical risk heat map focused on New York City and nearby enterprise assets
DefaultRisk map
124
Risk scorei
7654321
66 assets

Office: New York HQ

Brooklyn, Kings County, NY

Asset details

Address:Brooklyn, Kings County, NY, USPeople:10
Wildfire
1 / 7 · Low risk
Flood
7 / 7 · High risk

This location ranks in the highest range of flood-risk metrics across the assessed portfolio.

Flood plain characteristics

  • 50-year flood extent: 40% of land area
  • 200-year flood extent: 70% of land area
  • Median inundation depth: 1.2 m

Projected flood risk

Extreme-rainfall probability change relative to historical levels: 1%.

Heat
3 / 7 · Low risk
Illustrative product view based on a sample New York asset.

Hazard coverage

Every major physical hazard, modeled across scenarios.

Beehive models the likelihood and severity of each hazard across multiple time horizons and climate scenarios — auditable and transparent, so your team can trust the source.

Wildfire

Burn probability and ember exposure by asset.

Flood

Coastal, riverine, and surface-water flooding.

Heat waves

Extreme-heat days and cooling-demand stress.

Cold

Extreme cold-days and stretches.

Drought

Water scarcity and prolonged dry spells.

Cyclones

Hurricanes, typhoons, and tropical cyclones.

Sacramento Plant · Wildfire

Audit trail

High

Exposure score · 74 / 100

Data source
Beehive hazard model · v4.2
Model
Burn probability + ember exposure
Scenario
SSP 1-1.9 | 2026
Last updated
Today

Audit-ready

Risk scores your finance, legal, and assurance teams can stand behind.

You're assessing risk to tell your board and investors what they should be most concerned about. An expensive consultant saying "trust me" — or a ChatGPT query with a 20% chance of hallucination — isn't going to cut it. Every Beehive data point has an audit trail, so you can learn the source and have confidence in the results.

  • Every score traces back to its underlying data source
  • Transparent models and named climate scenarios
  • A reviewable trail for finance, legal, and external assurance

Dynamic dashboards

Risks summarized instantly — in a dashboard you can share.

A map of your risks is useful. A way to break it down by category and prioritize according to your needs is better. Beehive summarizes your portfolio the moment assets land, in a dynamic, shareable dashboard your whole team can work from.

  • Break risk down by hazard, asset type, or geography
  • Create and download charts for any view
  • Share a live link with stakeholders in a click

Portfolio risk · by hazard

Share
Wildfire
Flood
Heat
Water
Storms
By asset typeBy geographyBy scenario
Physical Risk/Impact

Model financial impact across assets and hazards.

ChartsOutputsEquations
1 yearSSP1-1.9AssetCountryHazard

Total climate risk

$37.6m

High riskHigh risk

Highest-risk asset

$14.7m

Retail facilityHighest

Highest-risk country

$17.1m

United StatesHighest

Most impactful hazard

$21.3m

HeatHighest

Risk by hazard

Heat
$21.3m
Flood
$9.8m
Wildfire
$4.6m
Water
$1.9m

Risk forecast over time

2026203020402050
Illustrative product view using sample financial-risk figures.

Risk calculator

Quantify physical risk in dollars.

Exposure scores tell you where the risk is. Beehive's AI-powered risk calculator tells you what it could cost — translating physical hazard exposure into expected financial impact, so risk becomes a number your finance team and board can act on.

  • Translate hazard exposure into expected financial loss
  • Model damage, downtime, and recovery by asset
  • Put a number your board understands behind the risk

AI assistant

AI that helps your team act on risk — not just see it.

Extract

Pull the risk data you need

Ask the embedded AI to surface exposure for any asset, hazard, or scenario — no spreadsheet spelunking.

Understand

Make sense of the results

Turn scores and charts into plain-language explanations your finance and legal teams can follow.

Decide

Choose resilience measures

Get grounded options for reducing exposure across your portfolio, prioritized by impact.

Communicate

Brief your stakeholders

Draft board-ready summaries and disclosures straight from your risk data — in your words.

Physical risk FAQ

Clear answers on assets, hazards, and financial exposure.

How Beehive models physical climate risk, quantifies impact, and keeps every result reviewable.

What physical climate hazards does Beehive assess?

Beehive assesses wildfire, flood, extreme heat, hurricane and cyclone, drought, sea level rise, water scarcity, and other physical hazards using hazard-specific datasets and model lineages.

What assets can Beehive assess?

Beehive can assess facilities, supply-chain locations, employee and customer locations, linear assets such as pipelines or routes, and polygons such as farms or forests. The platform is designed for anything with a location and a business value attached to it.

Can Beehive quantify physical risk in financial terms?

Yes. Beehive translates hazard exposure into dollar-denominated financial impact, including expected losses, revenue at risk, asset-value impairment, and capital-expenditure exposure.

Are Beehive physical-risk scores auditable?

Yes. Outputs trace back to the asset inputs, hazard model, scenario, time horizon, assumptions, and equations used to generate them so reviewers can inspect the evidence chain.

Get started

See your physical risk across every asset.

See how sustainability, finance, and legal teams assess physical climate risk across their entire portfolio — and turn exposure into decisions — in minutes.